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Last updated: April 2025 · Cookie-Free.co.uk is not FCA regulated and does not provide financial advice.
📊 Minimum Payment Warning
The true cost of only ever making the minimum monthly payment
Guidance only - not financial advice. Results are estimates. Lenders may calculate differently. Do not base any financial decision on these figures - for illustration only. Always seek advice from a qualified FCA-authorised financial adviser.
💳 Your Credit Card
£
%
Usually 2–3%
%
Usually £25
£
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