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🆕 vs 🔧 New vs Used Car Guide
Reliability data, warranty guide and true cost of ownership calculator
Guidance only - not financial advice. Results are estimates. Lenders may calculate differently. Do not base any financial decision on these figures - for illustration only. Always seek advice from a qualified FCA-authorised financial adviser.
🎯 The sweet spot: 12–24 months old
A 12–24 month old approved used car has absorbed the first depreciation cliff (typically 15–30%), often still has manufacturer warranty, and costs £3,000–£8,000 less than new. Reliability is still high with low repair risk.
🏆 Most Reliable Brands (UK data)
Toyota / Lexus — consistently #1
Kia / Hyundai — 5–7yr transferable warranty
Honda / Mazda — very low fault rate
Land Rover / Alfa — above average issues
🧮 True Cost of Ownership Calculator
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New car minus used car premium
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Disclaimer: Estimates only. Reliability data from Warranty Direct and Which? surveys.