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🚗 Car Finance Calculator
Calculate PCP, HP and personal loan payments — and compare the true total cost
Guidance only - not financial advice. Results are estimates. Lenders may calculate differently. Do not base any financial decision on these figures - for illustration only. Always seek advice from a qualified FCA-authorised financial adviser.
🚗 Car & Finance Type
On-the-road price of the car
£
Cash deposit plus any part-exchange
£
HP: Fixed monthly payments. You own the car outright at the end. No mileage restrictions.
⚙️ Terms & Rate
Car finance is typically 2–5 years
yrs
Guaranteed Future Value — shown in your PCP quote
£
%
⚠️ Representative rates. Last updated March 2025.
Monthly Payment
£0
HP over 4 years
Total Cost
£0
Total Interest
£0
Amount Financed
£0
APR
0%
Compare Finance Types — Same Car
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Compare car finance options — PCP, HP and personal loans — with no impact on your credit score.